Three Golden Rules for Investment
Company Fixed Deposit
FDs are one of the oldest and most common methods of investing. When it comes to assured returns, choosing the right type of savings scheme makes all the difference. Fixed Deposits let you make the most of value-added benefits as you create wealth at low risk.
Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits.
Fixed Deposits
1) Earn upto 15.07% effective yield for three years in FDs
2) Monthly / Quarterly / Cummulative schemes available maximum for 3 years.
3) Invest in Delhi based most renouned companies.

4) Non Convertible Debentures (NCDs) are secured in nature, doubles your money in just 78 months.

5) In bonds, 0.25% extra interest for senior citizens.
6) In bonds, Non cummulative interest is 10.25% monthly and 10.34% quarterly for 5 years.  Cummulative interest is 13.32 % for 5 years.
7) In non cummulative schemes, advance monthly, quarterly interest warrants available.
Features and Benefits of Company FDs
    ¤ Company Fixed Deposits offer comparatively higher returns than banks.
    ¤ Choose the best tenure for you from a wide range as per your convenience. You can choose how frequently you want to receive your interest payments:
    » Maturity
    » Yearly
    » Half-yearly
    » Quarterly
    » Monthly
    ¤ Company Fixed Deposits are non transferable that means there is no fear of FD receipt being stolen. In case it falls into wrong hands, it cannot be misused.
    ¤ Premature encashment of deposit is available any time subject to payment of prescribed penalty.
    ¤ Diversify Risk- The deposits should be spread over a large number of companies engaged in different industries. This way, you'll be able to diversify your risk among various industries/companies.
    ¤ Wide Choices- Many companies operating in the Company Deposit market. This will help you decide whether to renew or reshuffle the deposit.
    ¤ Attractive rates as applicable from time to time.
Please check following point before making deposit with the Company
  • Cash deposit is not allowed in our account, in no case.
  • Incomplete forms will not be accepted.
  • Photocopy of PAN is compulsory
  • Tax status should be mentioned clearly & 15G/H should be attached (if ticked to effect in the Application Form)
  • Nomination Form 2B should be attached (if ticked to effect in the Application Form)
  • 3rd party cheque is not allowed (cheque issuer should be 1st ,2nd or 3rd applicant)
  • No, NRI/NRO account cheques are allowed.
  • Multiple cheques are not allowed in one application.
  • Kindly provide your contact No. for easy communication.
How to choose a good company deposit scheme?
Don’t go for Companies which offer interest much higher than market.
Ignore unrated Company Deposit Schemes. Look at only AA or AAA rated schemes.
Tax Deductions on Company Fixed Deposits
TDS will be deducted when interest payable or reinvested per customer, per company exceeds the amount applicable as per statutory rules in a financial year.
For application forms or any other assistance, please contact us. We will be happy to help you.
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